Refinancing a mortgage can be a powerful financial move, but knowing when to do it is crucial. Many homeowners wonder if refinancing is worth the effort and cost. The right timing can save thousands of dollars, reduce monthly payments, or help pay off your home faster. This post breaks down the key factors to consider so you can decide if refinancing your mortgage is the right step for you. A suburban house with a 'For Sale' sign in front, symbolizing home financing decisions

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